Emergency Management Institute 16825 S. Seton Ave., Emmitsburg, MD 21727 Switchboard: (301) 447-1000 Admissions Fax: (301) 447-1658 Independent Study ProgramDec 29, 2021 · EMI Courses & Schedules. To take an EMI course, applicants must meet the selection criteria and prerequisites specified for each course. Participants may not take the same course more than once. Enrollment in EMI courses is generally limited to U.S. residents, however, each year a limited number of international participants are accommodated. “The Response Officer Specialty Competency Contingency Preparedness Specialist (OAR-18) requires the completion of EMI training courses to obtain the Apprentice, Journeyman and Master level certification.” “– Apprentice level requires Homeland Security Exercise and Evaluation Program (HSEEP) (K/L0146), IS-230, IS-235, and IS-453”Forms, FAQs, and articles to give you what you need to sell EMI Health plans. Find a Provider. Search for in-network medical, dental, and vision providers.Equated Monthly Installment - EMI: An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly ...to the EMI Health Family! COVID-19 UPDATE Changes to COVID-19 Testing Coverage as National Emergency Ends. Learn More. Dental Exchange Payment. Products ...An applying EMI must have a detailed procedure of how it will manage electronic money issuance activities. It means that an application must present an organizational structure showing the differentiation of functions and responsibilities. What is more, an EMI must present its ways of monitoring risk, administrative measures, and accounting system.Aug 14, 2023 · Since 1994, the Higher Education Program has helped foster growth in the academic community to include college and university-based programs in emergency management, homeland security, and related fields. For more information go to The College List. If you have questions, please contact the FEMA Higher Education Program at [email protected]. EMI is listed in the World's most authoritative dictionary of abbreviations and acronyms. EMI - What does EMI stand for? The Free Dictionary. https://acronyms ... The formula to determine loan EMI amount. There is a specific formula that Groww uses to compute the EMI amount for a loan. EMI = [P x R x (1+R) ^N]/ [ (1+R) ^ (N-1)], where –. P is the principal amount. R is the rate of interest. N is the loan tenure. This is the standardized formula used by any online loan calculator.Aug 23, 2023 · EMI provides training to Federal, state, local, tribal, volunteer, public, and private sector officials to strengthen emergency management core competencies for professional, career-long training. EMI trains more than two million students annually. Instruction incorporates the principles of emergency management through instructional systems ... Sep 14, 2017 · This is a major concern, because it makes it difficult to tell whether EMI actually achieves its goal of improving students' English. One study found only a modest increase in EMI students' proficiency. The average IELTS scores of the students taking part rose by about 0.5 from the time of entry to almost four years later. EMI comes from both natural and man-made sources. Natural sources are beyond our control and include electrostatic discharge from a lightning strike or coronal mass ejection following large solar flares. Controlling man-made EMI is the focus of EMC. Two broad categories of man-made EMI sources are 1) Intentional and 2) Unintentional.Jun 30, 2022 · The Emergency Management Institute (EMI) offers self-paced courses designed for people who have emergency management responsibilities and the general public. All are offered free-of-charge to those who qualify for enrollment. Follow this link for more information on SID recovery, Student Portal, and course navigation . Since 2012, Sony/ATV has owned EMI music publishing, while BMG acquired Virgin Music and Famous Music’s libraries. EMI Music Publishing controls now over 2 million songs. This includes songs from Queen and Carole King, as well as contemporary records by Sia, Calvin Harris, Kanye West, Blink 182, Drake and Pink.Mar 1, 2010 · Mar 1, 2010. #2. Hiya. The trouble is, different names ate used in different areas of the country, so you really need to look up all possible combinations when you are looking for a care home. In our area EMI is used for a separate dementia unit attached to a care home. It's for people with more advanced dementia who have behavioural problems ... EMI is a dynamic, entrepreneurial, and hard-working team-based environment focused on delivering superior solutions and fantastic customer service. Our high-achieving professionals, administrative staff and trades are passionate about their roles in supporting our men and women in uniform and the most critical and important missions.Aug 23, 2023 · EMI provides training to Federal, state, local, tribal, volunteer, public, and private sector officials to strengthen emergency management core competencies for professional, career-long training. EMI trains more than two million students annually. Instruction incorporates the principles of emergency management through instructional systems ... Contact Provider Team. Find information on claims, benefits, or eligibility quickly and easily with the My EMI Health portal. You may also contact Provider Assist at. 800-644-5411 or [email protected] . EMI is the premier interdisciplinary organization of engineering mechanics that promotes research and the application of scientific and mathematical principles to address existing and emerging engineering and societal issues. Join EMI. Awards. Membership.EMI/RFI. Shielding Gaskets. These gaskets absorb electromagnetic interference (EMI) and radio frequency interference (RFI) to prevent inaccurate signals, flickering displays, and other electrical problems. They compress to fill gaps and complete a grounding path around doors and access panels. Sheets work well between two flat surfaces.Phone: (301) 447 - 1035. Fax: (301) 447 - 1658. Email: [email protected]. NETC staff will review the applications and notify applicants regarding their status as noted above. EMI will post any remaining vacancies on the EMI Web site and interested personnel may continue to apply. EMI will fill vacancies on a first-come, first-served ...EMI Uganda exists to see the Ugandan Design and Construction Industry transformed and raised to a place of regional influence, infused with individuals committed to honouring God, developing others, serving their communities, and working collaboratively and across cultures to provide transformational design and construction solutions for East Africa. EMI Courses & Schedules. To take an EMI course, applicants must meet the selection criteria and prerequisites specified for each course. Participants may not take the same course more than once. Enrollment in EMI courses is generally limited to U.S. residents, however, each year a limited number of international participants are accommodated.EMI History. The Emergency Management Institute started as the Civil Defense Staff College (CDSC) in Olney, Maryland, on April 1, 1951, and taught civil defense courses in program administration and finance, radiation monitoring and control, and heavy rescue. Due to concerns during the Cold War, the CDSC’s parent organization, the Federal ...EMI, which stands for Equated Monthly Installment, refers to a predetermined fixed payment that borrowers make to lenders on a specific date each month. This regular installment includes both the principal amount and the interest, allowing borrowers to gradually repay their loans over a set period. EMIs provide a structured repayment plan and ...Background: The VTTX is a series of Virtual Tabletop Exercises that are offered monthly by the Emergency Management Institute (EMI). The VTTX program was launched in September of 2012 as an initiative to leverage technology and reach a large training audience. Program Overview: The Emergency Management Institute (EMI) conducts a monthly series ...You must first file an application to become an EMI with the BSP. It is only after BSP approval can you start operating as an EMI. The BSP is the government agency regulating EMIs in the Philippines. Minimum Conditions to be Complied by EMIs. Enumerated below are the minimum conditions which an EMI must follow, as enunciated in Section 702 of ... To calculate your EMI, just enter the loan amount, rate of interest and loan tenure, and your EMI is instantly displayed. You can enter loan amounts from 50,000 to 4,000,000 and term from 1 to 5 years. If you wish to change the EMI adjust any of the three sliders on the personal loan EMI calculator. If you wish to lower your EMI, you can do so ... Jun 4, 2020 · Common Mode EMI – A high-frequency EMI that flows in the same direction through one or more conductors. Differential Mode EMI – A low-frequency EMI that flows in an opposite direction though adjacent wires. Radiated EMI – The most common type of EMI, caused by radiating electromagnetic fields. Common manifestations of radiated EMI include ... Equated Monthly Installment - EMI: An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly ...As a member of EMI Health, you may speak with a Recuro Health physician licensed in your state for evaluation, diagnosis, and treatment (including prescriptions if appropriate) for many common conditions. Simply call a Patient Care Coordinator at (877) 872-0370 . Lyra makes it easier to find and receive confidential, personalized mental health ...EMI= [2,00,000 x 1.66/100 x (1+1.66/100) ^ 24 / [ (1+1.66/100) ^ 24 – 1) EMI= Rs. 10, 179. The EMI calculator formula is universal and can be applied to different loans. The variation in EMI value occurs according to the three key variables, i.e. the loan amount, the loan tenure and the interest rate.“The Response Officer Specialty Competency Contingency Preparedness Specialist (OAR-18) requires the completion of EMI training courses to obtain the Apprentice, Journeyman and Master level certification.” “– Apprentice level requires Homeland Security Exercise and Evaluation Program (HSEEP) (K/L0146), IS-230, IS-235, and IS-453”At EMI, we have used our considerable industry experience to engineer a wide variety of general-purpose robotic arm grippers designed to aid in plastics applications. All Gimatic General Purpose grippers are self-centering. Parallel grippers and angular grippers are available in double acting, normally open, and normally closed configurations. EMI EMI is a featureful and accessible item and recipe viewer. It brings many new features, and optimizes for the user experience. Outside of the standard Fabric/Quilt API, EMI requires zero dependencies, and can be launched with the game simply and easily. Runtime JEI Compat welcome to my channel!hope my videos can help you live a healthier, happier life, and reach any goals you put your mind into read more about me: https://www.... Contact Provider Team. Find information on claims, benefits, or eligibility quickly and easily with the My EMI Health portal. You may also contact Provider Assist at. 800-644-5411 or [email protected] . Electromagnetic interference ( EMI ), also called radio-frequency interference ( RFI) when in the radio frequency spectrum, is a disturbance generated by an external source that affects an electrical circuit by electromagnetic induction, electrostatic coupling, or conduction. [1] The disturbance may degrade the performance of the circuit or ... EMI vs EMC. As we know EMI stands for Electromagnetic Interference and EMC stands for Electromagnetic compatibility. Both have become very vital for product development companies across the world. Electronic products and equipments developed by companies should meet EMI/EMC limits finalized by standard bodies before the products are actually ...The terms Electromagnetic interference (EMI) and electromagnetic compatibility (EMC) are often used interchangeably when referring to the regulatory testing of electronic components and consumer goods. Because they are related in many ways, it’s easy to confuse the two. In this article, we attempt to demystify EMI and EMC, and to provide a ... 1794-Training Opportunity-K0428 EMI FY24 CERT TTT (6/16/2023) 1798-Training Opportunity-K0418 Mass Care Emergency Assistance Planning and Operations Course-Virtual (6/15/2023) 1792-Training Opportunity-MEPP Overview Application Process FY24 (6/1/2023) 1791-Training Opportunity-Basic Academy Lakewood CO (5/31/2023) EMI filters may be classified as low pass, high pass, bandpass, or band reject. EMI filters are usually designed with passive components like capacitors and inductors configured in LC form or even ...EMI: Experiments in Musical Intelligence (software) EMI: Electrical and Musical Industries (EMI record company) EMI: Enhanced Multilayer Software Image (Cisco) EMI: Experimental Musical Instruments (magazine) EMI: Emergency Management Issues: EMI: École de Musique Intercommunale (French music school) EMI: Emirates Media Inc. (Abu Dhabi, UAE) EMI EMI Celebrates 41 Years of Serving electrical contractors, distributors, and integrators! EMI has vast technical knowledge of commercial, industrial, mining, mission critical and renewable energy electrical projects. We take pride in understanding our customer’s needs to create custom solutions for each project.EMI recently hosted the 2023 National Preparedness Symposium. More than 250 emergency management training, exercise, and planning officials from Federal, state, local, tribal, and other FEMA partners attended the event, which was held May 23—25 at the National Emergency Training Center campus in Emmitsburg, Maryland.EMI’s in-house End of Arm Tooling engineering department of 20 EOAT engineers is dedicated to supporting all your needs for End of Arm Tooling products. No question is too small and no project has been too large. Since 2001 we’ve been helping users select everything from the right vacuum cups to engineering complete project sets.Contact Provider Team. Find information on claims, benefits, or eligibility quickly and easily with the My EMI Health portal. You may also contact Provider Assist at. 800-644-5411 or [email protected] . Jun 16, 2023 · EMI - Programs. All School Courses Suspended for the fiscal year 2020. All School courses (E/L0360, E0361, E0364) have been suspended for fiscal year 20 for review. If you have any questions, you can contact the course manager, send an email to the Mitigation mailbox at [email protected]. We apologize for any inconvenience caused. Manufacturers and sellers lure buyers with low EMI payments and buyers fall into the trap without understanding the interest rate for such loans. Given the loan amount (i.e., item price), EMI and tenure, this calculator helps you estimate the interest rate on such loans.There are some added highlights and benefits of shopping electronics online at Bajaj Mall : 1. No Cost EMI: Bajaj Mall offers No Cost EMI with zero down payment, which enables shoppers to buy anything they want without a second thought. You can online shopping, and pay through easy instalments with no hidden costs or added interest! 2.Phone: (301) 447 - 1035. Fax: (301) 447 - 1658. Email: [email protected]. NETC staff will review the applications and notify applicants regarding their status as noted above. EMI will post any remaining vacancies on the EMI Web site and interested personnel may continue to apply. EMI will fill vacancies on a first-come, first-served ...The Emergency Management Institute (EMI) offers self-paced courses designed for people who have emergency management responsibilities and the general public. All are offered free-of-charge to those who qualify for enrollment. Follow this link for more information on SID recovery, Student Portal, and course navigation .Emergency Management Institute 16825 S. Seton Ave., Emmitsburg, MD 21727 Switchboard: (301) 447-1000 Admissions Fax: (301) 447-1658 Independent Study ProgramEMI is a Christian non-profit made up of architects, engineers, surveyors, and construction managers who value Design, Discipleship, and Diversity. Since 1982, our worldwide mission is to develop people, design structures, and construct facilities which serve communities and the Church—facilities like hospitals, schools, water systems, and more.Como afiliado a emi puedes solicitar atención médica 24/7 para cuidar tu salud y la de toda tu familia. EMI is an electromagnetic disturbance, where energy is transmitted through radiation/conduction from one electronic device to another and corrupts the signal quality causing malfunctioning. EMI focuses on the testing requirements and interference between the neighboring equipment. It can occur in any frequency range, say anything more than DC.EMI Records (formerly EMI Records Ltd.) is a multinational record label owned by Universal Music Group. It originally founded as a British flagship label by the music company of the same name in 1972, and launched in January 1973 as the successor to its Columbia and Parlophone record labels. The label was later launched worldwide. [1]EOAT (End of Arm Tooling) Framing. We have combined Gimatic, >ASS<, Senvex, and 80/20 framing hardware into one easy-to-use section. Find over 600 EOAT framing profiles, hardware, and accessories, from connectors, clamps, arms, to profile, and hardware! Extruded Aluminum Profile. Emi and Kina Grannis are leaning into their online communities as they deepen the search for a bone marrow donor match for their mother, “Mama G”, after her 20-year battle with cancer entered ...EMI/RFI. Shielding Gaskets. These gaskets absorb electromagnetic interference (EMI) and radio frequency interference (RFI) to prevent inaccurate signals, flickering displays, and other electrical problems. They compress to fill gaps and complete a grounding path around doors and access panels. Sheets work well between two flat surfaces.At EMI, we have used our considerable industry experience to engineer a wide variety of general-purpose robotic arm grippers designed to aid in plastics applications. All Gimatic General Purpose grippers are self-centering. Parallel grippers and angular grippers are available in double acting, normally open, and normally closed configurations. Matthew Rowell. In a nutshell, the EMI option scheme is the most tax-efficient way to grant options to your employees. The EMI, which stands for Enterprise Management Incentive, is a share option scheme backed by HMRC in the UK. It’s designed for employees or directors who work for over 25 hours per week or over 75% of their working hours.Aug 6, 2019 · 因此，必须非常关注系统的 emi 降噪和抑制，不仅要满足 emc 规范，还需降低解决方案成本并提高系统功率密度。 本文是 emi 系列文章的第一部分，回顾了相关标准和测量技术，主要侧重于传导发射。表 1 列出了与 emi 有关的常用缩写和命名法。 EMI EMI is a featureful and accessible item and recipe viewer. It brings many new features, and optimizes for the user experience. Outside of the standard Fabric/Quilt API, EMI requires zero dependencies, and can be launched with the game simply and easily. Runtime JEI Compat Electromagnetic interference ( EMI ), also called radio-frequency interference ( RFI) when in the radio frequency spectrum, is a disturbance generated by an external source that affects an electrical circuit by electromagnetic induction, electrostatic coupling, or conduction. [1] The disturbance may degrade the performance of the circuit or ... welcome to my channel!hope my videos can help you live a healthier, happier life, and reach any goals you put your mind into read more about me: https://www.... EMI replaced its Incident Command System (ICS) curricula with courses that meet the requirements specified in the National Incident Management System (NIMS). EMI developed the new courses collaboratively with the National Wildfire Coordinating Group (NWCG), the United States Fire Administration and the United States Department of Agriculture.Phone: (301) 447 - 1035. Fax: (301) 447 - 1658. Email: [email protected]. NETC staff will review the applications and notify applicants regarding their status as noted above. EMI will post any remaining vacancies on the EMI Web site and interested personnel may continue to apply. EMI will fill vacancies on a first-come, first-served ...EMI is a dynamic, entrepreneurial, and hard-working team-based environment focused on delivering superior solutions and fantastic customer service. Our high-achieving professionals, administrative staff and trades are passionate about their roles in supporting our men and women in uniform and the most critical and important missions.EMI Student Portal. The Student Self-Service Portal allows you to print or download Independent Study (IS) Completion Certificates, Student IS Transcripts (for personal or employer use) and Official IS Transcripts (for educational institutions only). Before you contact the EMI Independent Study Office for issues logging into the Student Self ... Forms, FAQs, and articles to give you what you need to sell EMI Health plans. Find a Provider. Search for in-network medical, dental, and vision providers. Create Home Loan EMI Calculator in Excel Sheet with Prepayment Option. 2. Manually Calculate EMI. If you know the formula to calculate EMI, you can calculate it without using the EMI function. The formula to calculate EMI is: EMI = (P X R/12) X [ (1+R/12) ^N] / [ (1+R/12) ^N-1] Here, P = Principal Amount.Industrial Conveyors and Automation Systems. The engineers at EMI manufacture custom heavy-duty industrial conveyors to ensure that they expertly accommodate the needs your facility. Every EMI conveyor comes standard with Direct drive power package, Double V-Guide belt, and a three year warranty. Our standard industrial conveyor belts come in ...Aug 11, 2010 · Non-Resident Courses (EMI Courses Conducted by States) Independent Study (IS) Program; Higher Education; National Standard Exercise Curriculum (NSEC) Planning Practitioner Program (PPP) Master Exercise Practitioner Program (MEPP) Emergency Management Professional Program (EMPP) Advanced Professional Series (APS) All Hazards Position Specific (AHPS) There are some added highlights and benefits of shopping electronics online at Bajaj Mall : 1. No Cost EMI: Bajaj Mall offers No Cost EMI with zero down payment, which enables shoppers to buy anything they want without a second thought. You can online shopping, and pay through easy instalments with no hidden costs or added interest! 2.As a member of EMI Health, you may speak with a Recuro Health physician licensed in your state for evaluation, diagnosis, and treatment (including prescriptions if appropriate) for many common conditions. Simply call a Patient Care Coordinator at (877) 872-0370 . Lyra makes it easier to find and receive confidential, personalized mental health ...Energy Management Institute (EMI) is an NGO that started its operation in June 2010. Its mission is to contribute to the sustainable development of the Bulgarian energy sector and its integration to the policies, strategic guidance and mechanisms for promoting the energy transformation of the European Union through Engagement, Mediation, Insights.EMI Records is one of the most culturally significant labels in popular music. With an illustrious history and a diverse and ground-breaking roster of acts, the label has been at the forefront of every seminal musical movement. EMI is the UK home of the world’s biggest and most innovative artists including Elton John, Paul McCartney, Florence + The Machine, Queen, Metallica, Bastille and ...Apr 18, 2017 · Emergency Management Institute 16825 S. Seton Ave., Emmitsburg, MD 21727 Switchboard: (301) 447-1000 Admissions Fax: (301) 447-1658 Independent Study Program EMI/RFI. Shielding Gaskets. These gaskets absorb electromagnetic interference (EMI) and radio frequency interference (RFI) to prevent inaccurate signals, flickering displays, and other electrical problems. They compress to fill gaps and complete a grounding path around doors and access panels. Sheets work well between two flat surfaces.Mar 1, 2010 · Mar 1, 2010. #2. Hiya. The trouble is, different names ate used in different areas of the country, so you really need to look up all possible combinations when you are looking for a care home. In our area EMI is used for a separate dementia unit attached to a care home. It's for people with more advanced dementia who have behavioural problems ... Loan Calculator. Disbursement Date *. Loan Amount *. Number of Month*. Interest Rate (%) Calculate. Reset. Disclaimer: "EMI Amount calculated here may vary marginally from the actual EMI from loan disbursement depending on different EMI dates". EMI Student Portal. The Student Self-Service Portal allows you to print or download Independent Study (IS) Completion Certificates, Student IS Transcripts (for personal or employer use) and Official IS Transcripts (for educational institutions only). Before you contact the EMI Independent Study Office for issues logging into the Student Self ...
EMI is an electromagnetic disturbance, where energy is transmitted through radiation/conduction from one electronic device to another and corrupts the signal quality causing malfunctioning. EMI focuses on the testing requirements and interference between the neighboring equipment. It can occur in any frequency range, say anything more than DC.. Dollar100 wholesale pallets near me
Jun 21, 2022 · EMI= [2,00,000 x 1.66/100 x (1+1.66/100) ^ 24 / [ (1+1.66/100) ^ 24 – 1) EMI= Rs. 10, 179. The EMI calculator formula is universal and can be applied to different loans. The variation in EMI value occurs according to the three key variables, i.e. the loan amount, the loan tenure and the interest rate. EMI: Experiments in Musical Intelligence (software) EMI: Electrical and Musical Industries (EMI record company) EMI: Enhanced Multilayer Software Image (Cisco) EMI: Experimental Musical Instruments (magazine) EMI: Emergency Management Issues: EMI: École de Musique Intercommunale (French music school) EMI: Emirates Media Inc. (Abu Dhabi, UAE) EMI Oct 16, 2019 · EMI History. The Emergency Management Institute started as the Civil Defense Staff College (CDSC) in Olney, Maryland, on April 1, 1951, and taught civil defense courses in program administration and finance, radiation monitoring and control, and heavy rescue. Due to concerns during the Cold War, the CDSC’s parent organization, the Federal ... EMI. EMI Group Limited (originally an initialism for Electric and Musical Industries, also referred to as EMI Records Ltd. or simply EMI) was a British transnational conglomerate founded in March 1931 in London. At the time of its acquisition by Universal Music in 2012, it was the fourth largest business group and record label conglomerate in ...Apr 24, 2021 · Equated Monthly Installment - EMI: An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly ... The Emergency Management Institute (EMI) offers self-paced courses designed for people who have emergency management responsibilities and the general public. All are offered free-of-charge to those who qualify for enrollment. Follow this link for more information on SID recovery, Student Portal, and course navigation .Radiated EMI can be divided into two categories: narrowband and broadband interference. Narrowband EMI only affects a specific radio frequency and is commonly from a radio transmitter. Broadband EMI affects a large portion of the radio spectrum at many frequencies and is commonly caused by malfunctioning equipment. Conducted EMIElectromagnetic interference ( EMI ), also called radio-frequency interference ( RFI) when in the radio frequency spectrum, is a disturbance generated by an external source that affects an electrical circuit by electromagnetic induction, electrostatic coupling, or conduction. [1] The disturbance may degrade the performance of the circuit or ...At EMI, we have used our considerable industry experience to engineer a wide variety of general-purpose robotic arm grippers designed to aid in plastics applications. All Gimatic General Purpose grippers are self-centering. Parallel grippers and angular grippers are available in double acting, normally open, and normally closed configurations. Since 2012, Sony/ATV has owned EMI music publishing, while BMG acquired Virgin Music and Famous Music’s libraries. EMI Music Publishing controls now over 2 million songs. This includes songs from Queen and Carole King, as well as contemporary records by Sia, Calvin Harris, Kanye West, Blink 182, Drake and Pink.EMI stands for Elderly Mentally Infirm. This refers to care home residents with advanced Alzheimer’s and other forms of dementia. These residents require 24/7 care and support as a result of long-term dementia-related symptoms, including wandering, confusion, hallucinations and unpredictable behaviour. The term ‘EMI’ is a little outdated.to the EMI Health Family! COVID-19 UPDATE Changes to COVID-19 Testing Coverage as National Emergency Ends. Learn More. Dental Exchange Payment. Products ...Feb 11, 2023 · Manufacturers and sellers lure buyers with low EMI payments and buyers fall into the trap without understanding the interest rate for such loans. Given the loan amount (i.e., item price), EMI and tenure, this calculator helps you estimate the interest rate on such loans. .